Disclaimer:

1. Investment through a Financial Technology Peer-to-Peer Investing Platform is a civil agreement and decision between the investor and the borrower. Therefore, all risks associated with the loan are fully borne by both parties.
2. Credit risk or default is fully borne by the investor. There are neither institutions nor governmental authorities that are responsible for the risks involved.
3. Investors who have not yet understood or experienced Peer-to-Peer Investing is advised to educate themselves before using the service.
4. Borrowers are required to take the interest rate and other fees into account based on their payment capabilities.
5. Any frauds are recorded digitally and can be known to the public through social media.
6. Users must read and understand these information before deciding to be an investor or a borrower.